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You cant possibly set aside an accurate amount of money for various expenses that may or may not happen.

Budgets dont work. I get your whole idea of paying the bills and then who cares what i spend the rest on but the act of planning to pay bills alone is a form of budgeting. Otherwise theyll go on credit cards. Budgets dont factor in the variables of life.

Lets not look at budgets anymore. And i have to respectively disagree budgets do work. Budgets are more about tracking money then about what really matters to people like having a happy hopeful life.

Budgets fail more often then they succeed. The title at the top of the page remove the word budget and replace it with the phrase spending plan. Budgets are too structured while life is not.

We dont like being judged. In fact budgets dont work the self made millionaire and early retiree writes on his blog. I dont believe in them mostly because people cant stick to them i dont believe in them mostly.

So the reason budgets dont work is for 2 big reasons. If you only have a list of monthly expenses youll often miss the important things like vacations home renovations car maintenance and the other larger ticket items. Four reasons why budgets dont work.

Why budgets work and dont some financial experts will argue budgets dont work because you cant possibly predict the future. We dont take action. All spending even if it isnt monthly needs to be part of a cohesive ongoing plan.

I feel that saying they dont completely contradicts the entire purpose of this website.

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